{"id":33092,"date":"2025-10-23T11:46:36","date_gmt":"2025-10-23T06:16:36","guid":{"rendered":"https:\/\/triumphias.com\/blog\/?p=33092"},"modified":"2025-10-23T11:46:36","modified_gmt":"2025-10-23T06:16:36","slug":"ayushman-bharat-and-the-promise","status":"publish","type":"post","link":"https:\/\/triumphias.com\/blog\/ayushman-bharat-and-the-promise\/","title":{"rendered":"Health for All, or Health for Some? Ayushman Bharat and the Promise of Universal Coverage"},"content":{"rendered":"<h1 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"Health_for_All_or_Health_for_Some_Ayushman_Bharat_and_the_Promise_of_Universal_Coverage\"><\/span><span style=\"font-family: georgia, palatino, serif;\"><strong>Health for All, or Health for Some? Ayushman Bharat and the Promise of Universal Coverage<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h1>\n<h3 style=\"text-align: center;\"><span style=\"font-family: georgia, palatino, serif;\">(Relevant for Sociology Paper 2: Population Dynamics)<\/span><\/h3>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_68 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >What's Inside this Blog!<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/triumphias.com\/blog\/ayushman-bharat-and-the-promise\/#Health_for_All_or_Health_for_Some_Ayushman_Bharat_and_the_Promise_of_Universal_Coverage\" title=\"Health for All, or Health for Some? Ayushman Bharat and the Promise of Universal Coverage\">Health for All, or Health for Some? Ayushman Bharat and the Promise of Universal Coverage<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/triumphias.com\/blog\/ayushman-bharat-and-the-promise\/#Introduction\" title=\"Introduction\">Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/triumphias.com\/blog\/ayushman-bharat-and-the-promise\/#Ayushman_Bharat_An_Overview\" title=\"Ayushman Bharat: An Overview\">Ayushman Bharat: An Overview<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/triumphias.com\/blog\/ayushman-bharat-and-the-promise\/#Key_Insights_from_the_NHA_Report_2024%E2%80%9325\" title=\"Key Insights from the NHA Report (2024\u201325)\">Key Insights from the NHA Report (2024\u201325)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/triumphias.com\/blog\/ayushman-bharat-and-the-promise\/#Successes_and_Gains\" title=\"Successes and Gains\">Successes and Gains<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/triumphias.com\/blog\/ayushman-bharat-and-the-promise\/#Structural_Challenges_to_UHC\" title=\"Structural Challenges to UHC\">Structural Challenges to UHC<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/triumphias.com\/blog\/ayushman-bharat-and-the-promise\/#Sociological_Reflections_Health_as_a_Social_Contract\" title=\"Sociological Reflections: Health as a Social Contract\">Sociological Reflections: Health as a Social Contract<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/triumphias.com\/blog\/ayushman-bharat-and-the-promise\/#The_Way_Forward_Building_Real_Universal_Health_Coverage\" title=\"The Way Forward: Building Real Universal Health Coverage\">The Way Forward: Building Real Universal Health Coverage<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/triumphias.com\/blog\/ayushman-bharat-and-the-promise\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/triumphias.com\/blog\/ayushman-bharat-and-the-promise\/#Read_more_Blogs\" title=\"Read more Blogs:\">Read more Blogs:<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n<table style=\"border-collapse: collapse; width: 100%;\">\n<tbody>\n<tr>\n<td style=\"width: 100%;\">\n<h2 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"Introduction\"><\/span><span style=\"font-family: georgia, palatino, serif;\"><strong>Introduction<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-family: georgia, palatino, serif;\">In a country as vast and unequal as India, healthcare access is a measure not just of policy success but of social justice. Launched with the vision of achieving <strong>Universal Health Coverage (UHC)<\/strong>, <strong>Ayushman Bharat\u2013Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)<\/strong> has emerged as one of the largest public health insurance schemes in the world. But as the <strong>National Health Authority\u2019s (NHA) Annual Report 2024\u201325<\/strong> reveals, this success story is layered with contradictions\u2014between public and private sectors, access and equity, vision and reality.<\/span><\/p>\n<h2 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"Ayushman_Bharat_An_Overview\"><\/span><span style=\"font-family: georgia, palatino, serif;\"><strong>Ayushman Bharat: An Overview<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-family: georgia, palatino, serif;\">Launched in 2018, Ayushman Bharat has two key components:<\/span><\/p>\n<ol style=\"text-align: justify;\">\n<li><span style=\"font-family: georgia, palatino, serif;\"><strong>Pradhan Mantri Jan Arogya Yojana (PMJAY)<\/strong>: Provides <strong>\u20b95 lakh per family per year<\/strong> for <strong>secondary and tertiary care<\/strong>.<\/span><\/li>\n<li><span style=\"font-family: georgia, palatino, serif;\"><strong>Ayushman Arogya Mandirs (AAMs)<\/strong>: Formerly Health and Wellness Centres, these aim to deliver <strong>comprehensive primary healthcare<\/strong>, including screening, diagnostics, and non-communicable disease management.<\/span><\/li>\n<\/ol>\n<p style=\"text-align: justify;\"><span style=\"font-family: georgia, palatino, serif;\">The scheme covers around <strong>55 crore people<\/strong> (the poorest 40%), based on <strong>SECC 2011<\/strong> data and legacy RSBY lists. Over <strong>35 crore Ayushman cards<\/strong> have been issued, with nearly half to women.<\/span><\/p>\n<h2 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"Key_Insights_from_the_NHA_Report_2024%E2%80%9325\"><\/span><span style=\"font-family: georgia, palatino, serif;\"><strong>Key Insights from the NHA Report (2024\u201325)<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-33094 size-full\" src=\"https:\/\/triumphias.com\/blog\/wp-content\/uploads\/2025\/10\/Key-Insights-from-the-NHA-Report_2024\u201325-1.png\" alt=\"Key Insights from the NHA Report (2024\u201325)\" width=\"2126\" height=\"1091\" srcset=\"https:\/\/triumphias.com\/blog\/wp-content\/uploads\/2025\/10\/Key-Insights-from-the-NHA-Report_2024\u201325-1.png 2126w, https:\/\/triumphias.com\/blog\/wp-content\/uploads\/2025\/10\/Key-Insights-from-the-NHA-Report_2024\u201325-1-300x154.png 300w, https:\/\/triumphias.com\/blog\/wp-content\/uploads\/2025\/10\/Key-Insights-from-the-NHA-Report_2024\u201325-1-1024x525.png 1024w, https:\/\/triumphias.com\/blog\/wp-content\/uploads\/2025\/10\/Key-Insights-from-the-NHA-Report_2024\u201325-1-150x77.png 150w, https:\/\/triumphias.com\/blog\/wp-content\/uploads\/2025\/10\/Key-Insights-from-the-NHA-Report_2024\u201325-1-768x394.png 768w, https:\/\/triumphias.com\/blog\/wp-content\/uploads\/2025\/10\/Key-Insights-from-the-NHA-Report_2024\u201325-1-1536x788.png 1536w, https:\/\/triumphias.com\/blog\/wp-content\/uploads\/2025\/10\/Key-Insights-from-the-NHA-Report_2024\u201325-1-2048x1051.png 2048w\" sizes=\"auto, (max-width: 2126px) 100vw, 2126px\" \/><\/p>\n<p>&nbsp;<\/p>\n<ul style=\"text-align: justify;\">\n<li><span style=\"font-family: georgia, palatino, serif;\"><strong>Private Hospital Dominance<\/strong>: Though only <strong>45%<\/strong> of the 31,000+ empanelled hospitals are private, they conducted <strong>52% of hospitalisations<\/strong> and claimed <strong>66% of the \u20b91.29 lakh crore treatment cost<\/strong>.<\/span><\/li>\n<li><span style=\"font-family: georgia, palatino, serif;\"><strong>Top Treatments<\/strong>: Haemodialysis (14%), fever (4%), gastroenteritis, and animal bites have seen high usage. General medicine, ophthalmology, and general surgery top specialties in 2024\u201325.<\/span><\/li>\n<li><span style=\"font-family: georgia, palatino, serif;\"><strong>Patient Mobility<\/strong>: Ayushman Bharat\u2019s <strong>portability<\/strong> allows cross-state treatment. Chandigarh (19%), UP (13%), and Gujarat (11%) are top in-migration destinations. States with high out-migration include UP, MP, and Bihar.<\/span><\/li>\n<li><span style=\"font-family: georgia, palatino, serif;\"><strong>Digital Progress<\/strong>:<\/span>\n<ul>\n<li><span style=\"font-family: georgia, palatino, serif;\"><strong>ABHA (Ayushman Bharat Health Account)<\/strong>: 14-digit ID linked to health records.<\/span><\/li>\n<li><span style=\"font-family: georgia, palatino, serif;\">60% of Indians have ABHA numbers, with <strong>50 crore health records<\/strong> already linked.<\/span><\/li>\n<li><span style=\"font-family: georgia, palatino, serif;\">38% of health facilities and 26% of health personnel are registered.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h2 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"Successes_and_Gains\"><\/span><span style=\"font-family: georgia, palatino, serif;\"><strong>Successes and Gains<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul style=\"text-align: justify;\">\n<li><span style=\"font-family: georgia, palatino, serif;\"><strong>Financial Protection<\/strong>: 21% reduction in out-of-pocket health expenditure (OOPE), and an 8% drop in health-related emergency loans.<\/span><\/li>\n<li><span style=\"font-family: georgia, palatino, serif;\"><strong>Gender Inclusion<\/strong>: Women hold 49% of Ayushman cards, with <strong>3.6 crore hospitalizations<\/strong> availed.<\/span><\/li>\n<li><span style=\"font-family: georgia, palatino, serif;\"><strong>District Hospital Revenue<\/strong>: An estimated <strong>annual net benefit of $26 million<\/strong>, potentially rising to $41.8 million.<\/span><\/li>\n<\/ul>\n<h2 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"Structural_Challenges_to_UHC\"><\/span><span style=\"font-family: georgia, palatino, serif;\"><strong>Structural Challenges to UHC<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-33095 size-full\" src=\"https:\/\/triumphias.com\/blog\/wp-content\/uploads\/2025\/10\/Structural-Challenges-to-UHC-scaled.png\" alt=\"Structural Challenges to UHC\" width=\"2560\" height=\"1875\" srcset=\"https:\/\/triumphias.com\/blog\/wp-content\/uploads\/2025\/10\/Structural-Challenges-to-UHC-scaled.png 2560w, https:\/\/triumphias.com\/blog\/wp-content\/uploads\/2025\/10\/Structural-Challenges-to-UHC-300x220.png 300w, https:\/\/triumphias.com\/blog\/wp-content\/uploads\/2025\/10\/Structural-Challenges-to-UHC-1024x750.png 1024w, https:\/\/triumphias.com\/blog\/wp-content\/uploads\/2025\/10\/Structural-Challenges-to-UHC-150x110.png 150w, https:\/\/triumphias.com\/blog\/wp-content\/uploads\/2025\/10\/Structural-Challenges-to-UHC-768x562.png 768w, https:\/\/triumphias.com\/blog\/wp-content\/uploads\/2025\/10\/Structural-Challenges-to-UHC-1536x1125.png 1536w, https:\/\/triumphias.com\/blog\/wp-content\/uploads\/2025\/10\/Structural-Challenges-to-UHC-2048x1500.png 2048w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: georgia, palatino, serif;\">Despite these achievements, deep-rooted issues challenge the goal of \u201cHealth for All\u201d:<\/span><\/p>\n<ol style=\"text-align: justify;\">\n<li><span style=\"font-family: georgia, palatino, serif;\"><strong> Low Public Health Spending<\/strong><\/span><\/li>\n<\/ol>\n<p style=\"text-align: justify;\"><span style=\"font-family: georgia, palatino, serif;\">India spends just <strong>1.84% of GDP<\/strong> on public health, below the <strong>2.5% target<\/strong> set by the <strong>National Health Policy 2017<\/strong>. This underfunding weakens infrastructure and shifts burden to private providers.<\/span><\/p>\n<ol style=\"text-align: justify;\" start=\"2\">\n<li><span style=\"font-family: georgia, palatino, serif;\"><strong> Urban Bias &amp; Workforce Shortage<\/strong><\/span><\/li>\n<\/ol>\n<p style=\"text-align: justify;\"><span style=\"font-family: georgia, palatino, serif;\">Doctors and specialists are concentrated in urban private sectors, leaving rural areas underserved. There&#8217;s also a chronic shortage of trained <strong>paramedical and community health workers<\/strong>.<\/span><\/p>\n<ol style=\"text-align: justify;\" start=\"3\">\n<li><span style=\"font-family: georgia, palatino, serif;\"><strong> Neglect of Primary and Outpatient Care<\/strong><\/span><\/li>\n<\/ol>\n<p style=\"text-align: justify;\"><span style=\"font-family: georgia, palatino, serif;\">While Ayushman Bharat covers hospitalisation, it neglects <strong>primary care<\/strong>, <strong>diagnostics<\/strong>, and <strong>OPD services<\/strong>, which form the bulk of healthcare needs and OOPE.<\/span><\/p>\n<ol style=\"text-align: justify;\" start=\"4\">\n<li><span style=\"font-family: georgia, palatino, serif;\"><strong> Private Sector Overdependence<\/strong><\/span><\/li>\n<\/ol>\n<p style=\"text-align: justify;\"><span style=\"font-family: georgia, palatino, serif;\">Private hospitals dominate despite the scheme being government-led. This raises concerns over <strong>profit-driven motives<\/strong>, overcharging, and variable quality of care.<\/span><\/p>\n<ol style=\"text-align: justify;\" start=\"5\">\n<li><span style=\"font-family: georgia, palatino, serif;\"><strong> The \u201cMissing Middle\u201d<\/strong><\/span><\/li>\n<\/ol>\n<p style=\"text-align: justify;\"><span style=\"font-family: georgia, palatino, serif;\">Those not poor enough for government schemes or rich enough for private insurance\u2014<strong>the \u201cmissing middle\u201d<\/strong>\u2014remain uncovered. They form a significant portion of India\u2019s informal workforce.<\/span><\/p>\n<h2 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"Sociological_Reflections_Health_as_a_Social_Contract\"><\/span><span style=\"font-family: georgia, palatino, serif;\"><strong>Sociological Reflections: Health as a Social Contract<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-family: georgia, palatino, serif;\">Sociologists have long emphasized the role of healthcare in maintaining <strong>social order and justice<\/strong>. <strong>Talcott Parsons<\/strong>, in his theory of the <em>sick role<\/em>, viewed health as a societal function that sustains productivity and stability. From this lens, a failing health system erodes not just well-being but <strong>social cohesion<\/strong>.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: georgia, palatino, serif;\"><strong>Michel Foucault\u2019s<\/strong> ideas on <em>biopower<\/em> are also relevant\u2014governments manage populations through healthcare, surveillance, and control over bodies. The digital expansion under Ayushman Bharat (via ABHA) offers empowerment, but also raises ethical concerns about <strong>data privacy and access<\/strong>.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: georgia, palatino, serif;\">Meanwhile, <strong>Indian sociologist D. Banerji<\/strong> critiqued India\u2019s health model for its <strong>\u201curban elite orientation\u201d<\/strong>, arguing that public health should be people-centric and not hospital-centric\u2014a critique that still resonates.<\/span><\/p>\n<h2 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"The_Way_Forward_Building_Real_Universal_Health_Coverage\"><\/span><span style=\"font-family: georgia, palatino, serif;\"><strong>The Way Forward: Building Real Universal Health Coverage<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-33096 size-full\" src=\"https:\/\/triumphias.com\/blog\/wp-content\/uploads\/2025\/10\/The-Way-Forward_-Building-Real-Universal-_Health-Coverage-scaled.png\" alt=\"The Way Forward: Building Real Universal Health Coverage\" width=\"2560\" height=\"1301\" srcset=\"https:\/\/triumphias.com\/blog\/wp-content\/uploads\/2025\/10\/The-Way-Forward_-Building-Real-Universal-_Health-Coverage-scaled.png 2560w, https:\/\/triumphias.com\/blog\/wp-content\/uploads\/2025\/10\/The-Way-Forward_-Building-Real-Universal-_Health-Coverage-300x152.png 300w, https:\/\/triumphias.com\/blog\/wp-content\/uploads\/2025\/10\/The-Way-Forward_-Building-Real-Universal-_Health-Coverage-1024x520.png 1024w, https:\/\/triumphias.com\/blog\/wp-content\/uploads\/2025\/10\/The-Way-Forward_-Building-Real-Universal-_Health-Coverage-150x76.png 150w, https:\/\/triumphias.com\/blog\/wp-content\/uploads\/2025\/10\/The-Way-Forward_-Building-Real-Universal-_Health-Coverage-768x390.png 768w, https:\/\/triumphias.com\/blog\/wp-content\/uploads\/2025\/10\/The-Way-Forward_-Building-Real-Universal-_Health-Coverage-1536x780.png 1536w, https:\/\/triumphias.com\/blog\/wp-content\/uploads\/2025\/10\/The-Way-Forward_-Building-Real-Universal-_Health-Coverage-2048x1041.png 2048w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: georgia, palatino, serif;\">To make UHC a reality, India must go beyond insurance cards and focus on <strong>systemic reforms<\/strong>:<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li><span style=\"font-family: georgia, palatino, serif;\"><strong>Raise Public Health Spending<\/strong> to 2.5% of GDP with a strong focus on <strong>primary care (AAMs)<\/strong> and preventive services.<\/span><\/li>\n<li><span style=\"font-family: georgia, palatino, serif;\"><strong>Expand Coverage<\/strong> to include <strong>OPD services, medicines, diagnostics<\/strong>, and the missing middle population.<\/span><\/li>\n<li><span style=\"font-family: georgia, palatino, serif;\"><strong>Strengthen the Workforce<\/strong> by training and incentivizing rural health workers, expanding medical colleges, and supporting community-level care.<\/span><\/li>\n<li><span style=\"font-family: georgia, palatino, serif;\"><strong>Leverage Digital Tools<\/strong> like telemedicine, ABHA, and health apps to extend specialist care into remote areas.<\/span><\/li>\n<li><span style=\"font-family: georgia, palatino, serif;\"><strong>Regulate Private Sector<\/strong> through strict enforcement of the <strong>Clinical Establishments Act<\/strong>, quality audits, and patient rights charters.<\/span><\/li>\n<\/ul>\n<h2 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><span style=\"font-family: georgia, palatino, serif;\"><strong>Conclusion<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-family: georgia, palatino, serif;\"><strong>Ayushman Bharat\u2013PMJAY<\/strong> is a milestone in India&#8217;s journey toward Universal Health Coverage. It has empowered millions and reduced financial vulnerability\u2014but it also reveals a stark reality: the <strong>public health system remains weak<\/strong>, and <strong>private players dominate<\/strong> a scheme meant for the poor.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: georgia, palatino, serif;\">If health is a human right and not a privilege, India must urgently shift from <strong>hospitalisation-led insurance<\/strong> to <strong>community-based wellness<\/strong>, from <strong>patchwork coverage<\/strong> to <strong>comprehensive care<\/strong>. Only then can Ayushman Bharat truly live up to its name\u2014a \u201cblessed India\u201d where no one is left behind.<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-family: georgia, palatino, serif;\"><strong><span class=\"amp-wp-303d451\" data-amp-original-style=\"font-family: 'times new roman', times, serif;\">To Read more topics<\/span><span class=\"amp-wp-303d451\" data-amp-original-style=\"font-family: 'times new roman', times, serif;\">,\u00a0<\/span><\/strong><span class=\"amp-wp-303d451\" data-amp-original-style=\"font-family: 'times new roman', times, serif;\"><strong>visit:<\/strong>\u00a0<a href=\"https:\/\/triumphias.com\/blog\/?amp=1\">www.triumphias.com\/blogs<\/a><\/span><\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Read_more_Blogs\"><\/span><span style=\"font-family: georgia, palatino, serif;\"><span id=\"Read_more_Blogs\" class=\"ez-toc-section\"><\/span><span id=\"Read_more_Blogs\" class=\"ez-toc-section\"><\/span><span 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